References to "NICO" mean NICO Holdings Plc and its subsidiaries within the NICO Group of Companies in
Malawi (collectively, "NICO"). NICO is incorporated and domiciled in Malawi and operates through duly
licensed entities regulated by the relevant Malawian authorities.
NICO provides a range of financial services, including general insurance, life insurance, pensions,
asset management, banking, and related solutions through affiliated and non-affiliated insurers or
service providers. NICO and its subsidiaries may receive commissions, fees, or other remuneration,
typically based on a percentage of the premium or agreed service fees. You may contact NICO for further
details regarding such compensation.
Nothing on this site alters the terms of any policy or financial product. Coverage options, benefits,
and product selections are the customer's responsibility. Availability, terms, rates, and discounts are
subject to underwriting and regulatory requirements in Malawi. Please refer to your policy or product
documents for full details.
